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Because the information on this blog is based on personal opinion and experience, it should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional. From time to time, I may hold positions or other interests in securities mentioned in the Blog and may trade for my own account(s) based on the information presented. I may also take positions inconsistent with the views expressed in the Blog. My thoughts and opinions will also change from time to time as I continue to always be a student of the markets.